Calculators
Calculators that show their work
Inputs you control, math you can verify, charts that explain instead of decorate. No accounts, no tracking, no upsells.
1 of 25 live so far. The rest are on the way — see the build log for what's next.
Investment
Compounding, monthly contributions, and what they grow into.
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SIP
LiveMonthly investment + expected return → final corpus.
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Step-up SIP
SoonLike SIP, but your monthly amount increases each year.
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Lumpsum
SoonOne-time investment compounded annually.
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CAGR
SoonWhat annual return turned X into Y over N years?
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Compound interest
SoonThe classic. Configurable compounding frequency.
Loans
EMIs, amortisation schedules, and total interest paid.
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Home loan EMI
SoonPrincipal, rate, tenure → EMI + interest breakup.
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Car loan
SoonSame engine as home loan, sized for vehicle finance.
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Personal loan
SoonUnsecured loan EMI with prepayment scenarios.
Government schemes (India)
PPF, EPF, NPS, and friends — official rules, year-by-year tables.
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PPF
Soon15-year corpus with current rate and yearly contribution.
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EPF
SoonEmployee + employer contributions, salary growth, retirement age.
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NPS
SoonTier-I corpus, annuity split, and effective post-tax pension.
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Sukanya Samriddhi
SoonDaughter's age, deposit years, maturity payout.
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SCSS
SoonSenior Citizen Savings Scheme — quarterly interest + maturity.
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NSC
Soon5-year National Savings Certificate compounded yearly.
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Atal Pension Yojana
SoonMonthly contribution by age and target pension.
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Post Office MIS
SoonMonthly income from a 5-year MIS deposit.
Tax
Old vs new regime, payroll, and deductions.
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Income tax
SoonOld vs new regime side-by-side, FY26 slabs.
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Salary / CTC
SoonCTC → in-hand: PF, gratuity, professional tax, TDS.
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HRA exemption
SoonRent, basic, metro/non-metro → exempt portion.
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Gratuity
SoonYears of service + last-drawn salary.
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TDS
SoonPick a section, get the deduction.
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GST
SoonInclusive / exclusive, by slab.
Planning
The big questions: when can I retire, what's it worth in real terms?
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Retirement / FIRE
SoonCurrent corpus, monthly contribution, target year.
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Inflation
SoonWhat ₹X today is worth in N years at Y% inflation.
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SWP
SoonSystematic withdrawal — how long does the corpus last?
LIC plans
Every active Life Insurance Corporation plan (42 of them), with eligibility, surrender rules, premiums, and an opinionated take. Sourced from licindia.in. Also see the full LIC taxonomy hub — plans grouped by category and by what you're trying to achieve.
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Jeevan Labh · 736
PreviewLimited-pay endowment — pay 10/15/16 yrs, mature in 16/21/25.
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New Jeevan Anand · 715
SoonEndowment + whole-life cover — SA continues after maturity.
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New Endowment · 714
SoonThe classic. Regular-premium savings + life cover.
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Jeevan Lakshya · 733
SoonEndowment with annual income to family on early death.
42 plans
Endowment (9)
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Jeevan Labh · 736
PreviewLimited-pay endowment — pay 10/15/16 yrs, mature in 16/21/25.
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New Jeevan Anand · 715
SoonEndowment + whole-life cover — SA continues after maturity.
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New Endowment · 714
SoonThe classic. Regular-premium savings + life cover.
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Jeevan Lakshya · 733
SoonEndowment with annual income to family on early death.
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Single Premium Endowment · 717
SoonPay once up front, get maturity + bonuses at the end.
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Amritbaal · 774
SoonChild-focused endowment with guaranteed additions.
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Bima Jyoti · 860
SoonNon-par endowment — guaranteed addition of ₹50/₹1,000 SA.
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Nav Jeevan Shree · 912
SoonNewer participating endowment with limited-pay options.
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Bima Lakshmi · 881
SoonRecent participating endowment with money-back-style payouts.
Whole-life (3)
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Jeevan Umang · 745
SoonWhole-life with 8% annual income from end of premium term.
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Jeevan Utsav · 871
SoonWhole-life with deferred guaranteed annual income.
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Jeevan Utsav (Single Premium) · 883
SoonSingle-pay variant of Jeevan Utsav with deferred income.
Money-back (5)
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Bima Shree · 848
SoonHigh-SA money-back with guaranteed additions and survival benefits.
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New Money Back — 20 Years · 720
Soon20-year plan with payouts at year 5/10/15 + maturity.
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New Money Back — 25 Years · 721
Soon25-year plan with payouts at year 5/10/15/20 + maturity.
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New Children's Money Back · 932
SoonMoney-back tied to a child's age milestones.
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Jeevan Tarun · 934
SoonEducation-focused money-back for ages 0–12 entry.
Term (8)
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Digi Term · 876
SoonOnline-only term plan, lower premiums, no agent commission.
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Digi Credit Life · 878
SoonDecreasing term cover for outstanding loans, online-only.
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Yuva Credit Life · 877
SoonLoan-protection term plan for younger borrowers.
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Yuva Term · 875
SoonPure protection term plan for ages 18–45.
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New Tech-Term · 954
SoonOnline term plan with single/regular/limited-pay options.
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New Jeevan Amar · 955
SoonOffline term plan via agents — level or increasing SA.
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Saral Jeevan Bima · 859
SoonIRDAI-mandated standard term plan — same features at every insurer.
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Bima Kavach · 879
SoonNewer term plan with return-of-premium option.
Pension (5)
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New Pension Plus · 867
SoonUnit-linked deferred pension — corpus → annuity at vesting.
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Jeevan Akshay-VII · 857
SoonImmediate annuity — pay lump sum, get pension for life.
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New Jeevan Shanti · 758
SoonDeferred annuity — wait N years, then pension for life.
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Saral Pension · 862
SoonIRDAI-mandated standard immediate annuity plan.
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Smart Pension
SoonNewer immediate-annuity option set with multiple payout modes.
ULIP (4)
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Index Plus · 873
SoonULIP linked to NIFTY/SENSEX index funds. Market risk applies.
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Nivesh Plus · 849
SoonSingle-premium ULIP with multiple fund choices.
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SIIP · 852
SoonSystematic Investment Insurance Plan — regular-premium ULIP.
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Protection Plus · 854
SoonULIP weighted toward protection over wealth-creation.
Micro-insurance (1)
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Jan Suraksha · 880
SoonLow-SA micro-insurance plan for the rural / EWS segment.
Rider (7)
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Accident Benefit Rider
SoonDoubles SA on accidental death. Add-on, not standalone.
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Premium Waiver Benefit Rider
SoonFuture premiums waived on proposer's death. For child plans.
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Accidental Death & Disability Rider
SoonLump sum on accidental death; instalments on permanent disability.
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New Term Assurance Rider
SoonAdds pure-term cover on top of a base savings plan.
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Linked Accidental Death Benefit Rider
SoonAccidental death benefit add-on for ULIP / unit-linked plans.
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Critical Illness Health Rider
SoonLump sum on diagnosis of listed critical illnesses.
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Female Critical Illness Benefit Rider
SoonCritical illness rider scoped to female-specific conditions.
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