{
  "dataset": {
    "name": "LIC bonus history",
    "slug": "lic-bonus-history",
    "version": "0.1.0",
    "license": "CC-BY-4.0",
    "licenseUrl": "https://creativecommons.org/licenses/by/4.0/",
    "attribution": "asymmetrica.in",
    "publishedDate": "2026-04-29",
    "modifiedDate": "2026-04-29"
  },
  "rows": [
    {
      "plan": "Jeevan Labh",
      "planNumber": 736,
      "fy": "2024-25",
      "termBand": "21-25",
      "sbPer1000": 47,
      "fabPer1000": 200,
      "source": "LIC Valuation Surplus 2024-25 (declared Sept 2024); cross-checked against LIC public bonus circular.",
      "notes": "Rate used as the base case in the Jeevan Labh calculator on this site. FAB is the maximum band (highest SA, longest term)."
    }
  ],
  "pending": [
    {
      "plan": "New Jeevan Anand",
      "planNumber": 715,
      "reason": "Awaiting cross-check of FY 2024-25 valuation PDF."
    },
    {
      "plan": "New Endowment",
      "planNumber": 714,
      "reason": "Awaiting cross-check of FY 2024-25 valuation PDF."
    },
    {
      "plan": "Jeevan Lakshya",
      "planNumber": 733,
      "reason": "Awaiting cross-check of FY 2024-25 valuation PDF."
    },
    {
      "plan": "Bima Jyoti",
      "planNumber": 760,
      "reason": "Guaranteed-addition product, not bonus-bearing — will appear with a separate column."
    },
    {
      "plan": "Jeevan Umang",
      "planNumber": 745,
      "reason": "Whole-life with annual survival benefit — needs separate schema."
    }
  ]
}